Word: behaviors
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...deciding which card to sign up for - even though they eventually make a big difference in what we pay. "We don't tend to take into account future costs," says Oren Bar-Gill, a law professor at New York University who has studied credit-card contracts and customer behavior. "Consumers don't really know how much they're paying for their credit card." (See 25 people to blame for the financial crisis...
...Once we've got our card in hand, our behavior becomes riddled with irrationalities. In one experiment, Drazen Prelec and Duncan Simester of the Massachusetts Institute of Technology found that people were willing to pay twice as much for basketball tickets when they were using a credit card as opposed to paying cash. Credit-card spending just doesn't feel like real money. In another study, Nicholas Souleles of the University of Pennsylvania and David Gross of the consultancy Compass Lexecon calculated that the typical consumer unnecessarily spends $200 a year in interest payments by keeping a sizable stash...
...Iraq have told American interrogators that one of the reasons they decided to join the violent jihadist war against America was what they saw on al-Qaeda videos of abuse of detainees at Abu Ghraib," the pair wrote Obama May 6. "The release of these old photographs of past behavior that has now been clearly prohibited can serve no public good, but will empower al-Qaeda propaganda operations, hurt our country's image, and endanger our men and women in uniform." They have urged him to reverse the Pentagon's decision, which was made with the backing of the Justice...
...debate boils down to what's worse: the outrageous behavior by some American troops, or the prospect of angering Muslims that could endanger U.S. troops in southwest Asia. The question is especially pointed just as U.S. troop reinforcements, ordered up by President Obama, are now beginning to arrive in Afghanistan to battle Islamic Taliban forces. At the same time, his Administration is trying to keep neighboring Pakistan, and its nuclear weapons, from falling under the control of Muslim militants...
...emit more per capita than developing countries because their economy has grown to rely on emissions. It is one thing to not punish developed countries for a history of irresponsibility on the basis that they were ignorant of the harmful effects, and it is another thing to reward harmful behavior. Instead, as many other have proposed, emission credits should be pegged to U.N. population size estimates for 2050 and then traded...