Word: behaviors
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Another is the changing behavior of people who owe more on their mortgage than their house is worth. According to a recent analysis by the credit bureau Experian and the consultancy Oliver Wyman, nearly 600,000 borrowers might have intentionally defaulted on their mortgages in 2008, twice as many as the year before. The social norm that in previous eras would have prevented people from simply walking away from their homes seems to be eroding - but HAMP puts a low priority on reducing the overall amount a person owes. In fact, among permanent modifications, the average loan amount as compared...
Most Sportsmanlike Behavior...
...There’s no MCAS for ethical behavior or kindness. But, there are some areas that can be seen, measured, and even counted,” said Superintendent Jeffrey M. Young...
Harvard Law School Professor Cass R. Sunstein, now on leave at the White House, landed number 7 on the list for his works on crafting policy to effect changes in behavior...
...jail, despite an alarming criminal record. As a 17-year-old living in Arkansas, he was sentenced to consecutive prison terms totaling nearly 100 years for five different felony charges, including robbery and illegal possession of a handgun. During his courtroom appearances, he frequently exhibited unruly and violent behavior, throwing things and even lunging for a guard's handgun. Yet in 2000, citing the young age at which he had been sentenced and his newfound devotion to God, Clemmons, then 27, wrote a letter pleading for clemency from then governor Mike Huckabee. In the letter, obtained by the Seattle Times...