Word: behinder
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...July, Congress tried to address the underlying problem by creating Hope for Homeowners. It's a program meant to get people behind on their payments to refinance into more affordable loans. So far, the effort has gone practically nowhere. While tens of thousands of homeowners have called to ask questions, the program has only received 451 applications and closed 25 loans. That's partly because of the program's high barriers - homeowners have to get their existing lenders to write down the value of what they're owed and then find a new lender to issue a fresh loan. Most...
...private companies and create an effective fix for such a complicated problem. In December, the Comptroller of the Currency (OCC) and the Office of Thrift Supervision (OTS) issued a report showing that at national banks and federally regulated thrifts, nearly 37% of homeowners were 60 or more days behind on their payments six months after receiving a modification. That re-default problem has received much attention as the national conversation has turned toward the idea of taxpayers standing behind modifications. "You wouldn't want the government to be on the hook for someone who borrowed a lot more in credit...
...life, I’m a physics and computer science major—the most physical exertion I get on any given day is that of my fingers dancing across a keyboard. And yet, once a week on the IM pitch, I am able to put all of that behind me and get a full workout while teaming up with others in my house to defend the prized Strauss...
...House Republican retreat in January and recently signed on to headline a major Senate GOP dinner in April. He spoke with TIME about Obama's Oval Office debut, what's wrong with the economic-stimulus bill and what his own future may hold. (See pictures of Barack Obama behind the scenes on Inauguration...
...where you're going that matters as much as where you're coming from," says William Spindler of the U.N.'s refugee agency. "It's usually the push factor that is decisive, whether you're talking about refugees or people looking for work." (See pictures of the force behind the Gulf Boom...