Word: belower
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The nascent peer-to-peer (P2P) loan industry, in which regular people exchange cash with the help of an online facilitator, had about $650 million in outstanding debt in 2007. Prosper, the first such matchmaker in the U.S., which started in 2006 and now has 600,000 users, and Lending...
WHO DOES IT: Even with credit scores in the 700s, Cristieli Schemidt and Rafael Ferrer of Davie, Fla., could not get an interest rate below 15%. In October they took most of their debt--$5,000--to Lending Club. They pay $136 a month at a fixed 11.41%.
But being the best--or the highest priced--doesn't guarantee profits. Attacked by Japanese copycat brands from below and other cult brands from above over the past decade, the audio market has become a rough place for niche labels like McIntosh. That led to a buyout 4 1/2 years...
Still, who can afford $45,000 speakers? Rock stars, pro athletes, doctors, lawyers and audiophiles so obsessed with music they will skimp on other areas. "No one buys McIntosh when they're paying college tuition," says Pacor. L.A. Reid, chairman of Island Def Jam Music Group, got hooked 20 years...
While the end of the 20th century and the death of Communism may have reduced Sister Lucia's profile among Western Catholics far below those of Mother Teresa or Pope John Paul, the most powerful men in the Catholic Church remember her significance. In a forward to the The Last...