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...estate vehicles. By the time they hit their mid-50s, they should have rebalanced their portfolios to around 50% equities, 30% fixed-interest products and 20% exposure to property and commodities - and have a cash cushion of three to six months' salary. "Then," says Justin Modray, an adviser at Bestinvest, "in tough times you won't have to cash in at disadvantageous terms." [an error occurred while processing this directive] Get work to pay Corporate benefits vary across the E.U. - in the U.K., company pension plans cover almost half the work force, whereas in France they are still in their...

Author: /time Magazine | Title: Surviving the Slump | 6/9/2003 | See Source »

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