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...world of dizzying financial complexity, this explanation fails to address the numerous agents whose alleged irresponsibility and apparent greed set the stage for this fiasco. Mortgage borrowers, mortgage lenders, investment banks, credit rating agencies, and hedge funds all share the blame for this financial crisis...

Author: By Jeffrey D. Nanney | Title: Greed Is Not Good | 2/11/2008 | See Source »

...collateralized debt obligations (CDOs). These CDOs are packages of mortgage-backed bonds, securitized from pieces of mortgages. As such, they can contain varying qualities of mortgages, despite tranches—or divisions of CDOs—that are intended to rank based on risk. Rating agencies are also to blame, because they facilitate the bank’s sale of securities to institutional investors. Many funds are restricted to buying only the highest quality securities with a AAA rating. This motivates the banks to seek these AAA ratings for their CDOs from a rating agency...

Author: By Jeffrey D. Nanney | Title: Greed Is Not Good | 2/11/2008 | See Source »

...Hussein must “disarm or be disarmed”. Subsequently, when public support of the war started diminishing, Clinton’s perspective changed accordingly—a change politicized further by her refusal to honestly accept her vote as a mistake. In its place, she shirked blame, arguing that President Bush implemented Operation Iraqi Freedom poorly. She has also criticized the May 2007 troop surge, offensively proclaiming that if Iraqis are “not going to stand up and take responsibility, we should not lose another American life...

Author: By Sahand Moarefy | Title: A Liberal’s Case Against Clinton | 2/8/2008 | See Source »

...before giving a lecture at an Institute of Politics (IOP) Forum yesterday on restructuring the French economy, with a translator assisting her at both events. “After a party loses anywhere in the world, the reaction is always the same: the party leaders look for someone to blame,” said Royal, whose failed run at the French presidency ended last year. “Defeats are merely a part of the life cycle of a party.”Royal focused much of her talk on how to strengthen the position of the Left, which...

Author: By Prateek Kumar and Rachel A. Stark, CRIMSON STAFF WRITERSS | Title: Royal Calls For Reform Of Left | 2/8/2008 | See Source »

...that’s all you need.Students have no doubt been looking for academic shortcuts for as long as learning has been going on, but this latest development tells us something about ourselves that perhaps we’d be better off not knowing. One might be tempted to blame the enterprising programmers behind these Q-searching tools for leading Harvard students down the road of cynical educational technician-ship. Such a claim is unfair. They aren’t administering the poison; they’re just leaving it on the shelf for the children to find. No, we?...

Author: By Garrett G.D. Nelson | Title: An Academic Color-by-Numbers | 2/7/2008 | See Source »

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