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Compared with face-to-face counseling or medical treatments, online therapies are typically simpler and less expensive. Major health insurers like Blue Cross and Aetna even offer Web-based anti-insomnia programs for free (you can check out the retail versions at cbtforinsomnia.com or myselfhelp.com for as little as $20). And there's growing evidence that online therapy really works: in the new Sleep study, 81% of participants who completed a five-week, online program for insomnia reported improvement in sleep...
...Future cost projections are even more chilling, since money to meet those projections is dwindling fast. In 2007, GM and the union estimated that it would require an investment of $57 billion to provide future health care for GM's blue collar retirees, even after trimming some benefits. GM's VEBA is more than a little shy of that number. It had $14.4 billion in the middle of 2008, and now has only $9.4 billion in assets, which is beyond the reach of creditors but would barely last three years in the face of escalating health-care costs. Gettelfinger describes...
...Gettelfinger insists that the union has already made substantial cuts to health-care costs. In less than four years, blue collar retirees have gone from modest co-pay fees and deductibles to footing 25% of the bill for their health care. The new UAW contracts also include reductions in benefits: dental and vision coverage will be dropped, effective July 1. "The UAW has always been willing to sacrifice to help these companies," Gettelfinger says. "When this started, we were on third base before the other stakeholders were even in the ballpark...
...Harvard opened the spring in Durham, N.C. against traditional powerhouse Duke. With sophomore attacker Dean Gibbons sidelined by illness, Cohen got the starting nod against the No. 5 Blue Devils, and immediately made his presence felt...
...solid season containing some outstanding highs on the way to a 12-6 record.In his first year on the job, Harvard coach Jamie Clark was immediately thrown into the fire, as the Crimson opened the season with a tense matchup against his predecessor John Kerr’s Duke Blue Devils.Harvard went down, 3-1, to Duke, but was able to bounce back just two days later against NC State. Three second-half goals helped the Crimson to an impressive 3-1 victory.An overtime loss to Rhode Island was sandwiched in between wins against Vermont and New Hampshire before Harvard...