Word: bobby
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Selling the home to the kids can be a great estate-planning move. John Sestina, 62, a certified financial planner and co-founder of the National Association of Personal Financial Advisors, is thinking ahead to the day when he and wife Bobbi no longer want to take care of their 8,500-sq.-ft. house in Columbus, Ohio, and also looking for a way to reduce his federal estate taxes. "If I ever tried to sell [this house], my wife and daughter would kill me," he says, "because they both love...
...plan is for Alison, 30, and her husband Stephen to purchase a condo that one day John and Bobbi will move into in exchange for their home. There will be no mortgages (if the kids still have one when the trade takes place, they have to pay it off), and because the values of the two properties are not equal, John will gift the difference, using up to $1 million of his lifetime gift exemption. "Whether you sell or gift," says Sestina, "you want to unload this appreciable asset from your estate before you die to reduce your estate taxes...
...lusting after? And where does that leave the big brands and their multimillion-dollar ad campaigns, boutiques and celebrity designers? Many have responded by acquiring the smaller brands, a trick they learned from the beauty business, in which the conglomerate Estee Lauder, for example, bought out M.A.C. and Bobbi Brown in the mid-'90s. Between December 2000 and July 2001, the Gucci Group snapped up Stella McCartney, Balenciaga and Alexander McQueen. Then there are individual specialty lines: Gucci has issued a series of made-to-measure handbags, and Bottega Veneta designer Thomas Maier offers custom-order services...
...burst of mouthwash. Released last year, the strips are a hit with teens and young singles who openly pop the tabs in trendy night spots. At the Oscars, Hugh Grant was captured on camera placing one into Sandra Bullock's mouth. Handbag designer Kate Spade and celebrity makeup artist Bobbi Brown have their own lines of breath mints, and toothbrushes by designers like Philippe Starck are leaping off the shelves. Experts attribute the craze for freshness to the fact that Americans are eating spicier foods. To those who aren't with the program, California Breath Clinics, which treat halitosis, will...
...attention and stimulation they need. There are also concerns about children's safety in prisons, which are often not adequately childproof, and about the availability of adequate medical care. Then there are the potential long-term psychological effects. "Our concern is that kids will think prison is normal," says Bobbi Costa, executive director of Families and Friends of Violent Crime Victims in Washington State. "We have to be concerned for our younger generation and what values they are developing...