Word: bonding
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...25th, we weren’t sure we were going to go, but we had a blast,” she says. “Even with people you weren’t particularly good friends with 25 years ago, you do have a common, automatic bond...
...Monica Iken. What she has in mind is "a place to heal, a place of peace." Her husband Michael was a 37-year-old bond trader who died on Sept. 11, 11 months after they were married. Shortly thereafter, she founded September's Mission, a nonprofit group dedicated to creating and sustaining a memorial. Of the 2,823 Trade Center victims, the remains of only 1,058 have been identified. Iken's husband is not one of them. "It's important that we understand that's sacred space," she says. "It's a cemetery without tombstones...
...stocks? No. But go slow, and be prepared for further losses before the market regains its footing. As ever, a rounded portfolio of individual stocks or mutual funds is best. For diversification at low cost, indexing is your best choice. To add stability to your portfolio, keep some bonds and cash or their equivalents (though not more than 15% cash, lest you miss a swift rebound). With interest rates likely to rise and push down bond prices, Treasury Inflation-Protection Securities, or tips, are a great choice. They guarantee you'll earn about 3% more than the inflation rate...
Further up the risk spectrum, junk bonds can be an attractive option for picking up some income. The worst news on bankruptcies and defaults is already factored into junk-bond yields of 11% or more on many funds, which are the best way to invest here. But stay away from those laden with still troubled telecom bonds. Two quality junk-bond funds are Northeast Investors Trust and Pimco High Yield...
...KIND OF BIRTH CONTROL Seattle researchers were happily surprised by the long-term results of an elementary school program that encouraged girls to succeed academically and develop a bond with their school. By age 21, participants were significantly less likely to become pregnant--even though the program did not involve sex education. Researchers think the girls didn't want to risk the academic future they had been taught to believe...