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...returns on government bonds, so that if I invest only in government bonds, I will end up no worse off. However, by choosing stocks, I accept higher risk for the possibility of higher returns. If stocks match their average historical return, I will end up with a fat bonus of 3.5 percent per year, compounded over 30-plus years of working and saving. This return is not guaranteed, but Siegel estimates that I would have an 84 percent chance of beating the 3 percent offset rate by investing in stocks...

Author: By Mark A. Shepard, | Title: FOCUS: Bullish on Personal Accounts | 4/4/2005 | See Source »

There are several reasons for the turnaround. A big one is the 1997 Adoption and Safe Families Act (ASFA), which offers financial rewards to states that increase the number of kids moved out of foster care and into adoptive homes. Under ASFA, state adoption divisions receive a $6,000 bonus for every child adopted above and beyond the mean number placed the previous three years. Another important funding source has been the Dave Thomas Foundation, created by the late founder of Wendy's, an adoptee himself, to encourage the adoption of foster kids. The foundation has funded three model programs...

Author: /time Magazine | Title: Teens Wanted | 3/28/2005 | See Source »

...courses in Europe or at top-flight schools like Smith College. In addition, some 90 four-year schools, including Smith and the University of Wisconsin at Madison, have agreements with Miami Dade that, in some cases, guarantee its honors grads acceptance right into their junior classes. Therein lies a bonus benefit of the honors boom: as the Supreme Court has made it harder for university admissions offices to use minority quotas to diversify their student populations, the programs at these two-year schools are graduating more black and Latino students whose talents and preparation mean they don't necessarily need...

Author: /time Magazine | Title: An Ivy Stepladder | 3/28/2005 | See Source »

...helped inspire the thoughtful "Picasso Ingres" exhibit in Paris last year. Now there's the traveling "Turner, Whistler, Monet" exhibit currently at London's Tate Britain. This is the golden age of spot-the-influence shows. Some museumgoers see them as a two- or three-for-one bonus, others as a force-fed art history lecture. But there's no denying that when such exhibitions work, they can have an unmatched power. One of the best yet is "Bacon Picasso: A Life of Images" at Paris' Musée Picasso until...

Author: /time Magazine | Title: Gods and Monsters | 3/20/2005 | See Source »

...exposing uncomfortable truths cost him his life. He was an ordinary, hard-up man, who had to support four children from two marriages on a salary of just $110 a month. One way of earning extra money at the Freeman was to go after exclusives. "You get a bonus for exclusive photos," explains Mercado. For Dizon, the most prolific source of these was Lorega, where he knew how to track down local methamphetamine pushers and illegal gambling operators. According to the Sun.Star Cebu, another local paper, Dizon began the dangerous game of exploiting his underworld knowledge. The Sun.Star Cebu reported...

Author: /time Magazine | Title: Write and Wrong | 3/14/2005 | See Source »

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