Word: borrowable
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...Fuzzy definitions aside, the Bushies do have one thing right. States do play by a different set of rules and they cannot afford to have deficits. Financial lenders give states credit ratings based on their fiscal discipline. If your personal credit rating is bad, you cannot borrow money from anyone unless their idea of a late fee is breaking your leg. States with bad credit ratings face similar problems...
...Ordinarily, low interest rates encourage businesses to borrow and build. No matter how low interest rates go, though, that won't happen now until existing capacity has been...
...many of us have far too little cash in our emergency fund. A Fidelity Investments survey released this month shows that 2 out of 5 families--some 71 million Americans in all--haven't scraped together even a three-month cushion. In a pinch, those surveyed said, they would borrow from friends and family, sell investments and raid their tax-advantaged ira and 401(k) retirement accounts...
...credit. You draw down only what you need, when you need it--and only then do you begin paying the lender. For that reason, says Keith Gumbinger, vice president at mortgage information publisher HSH.com lines of credit make great emergency cushions. "If you never lose your job and never borrow any money, there's never anything to pay," he says...
...impossible to listen to this album without noting all the '70s punk/pop acts being ripped off left and right. It's also impossible to resist nodding your head and singing along. The Strokes may be derivative - of the Velvet Underground, Television, David Bowie and many others - but to borrow a phrase from Courtney Love, they fake it so real, they are beyond fake. Is This It is full of great guitar hooks, dry pop lyrics ("Alone we stand, together we fall apart /I think I'll be all right") and old-fashioned rock-'n'-roll attitude. Lead singer Julian Casablancas...