Word: borrower
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Dates: during 2000-2009
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...past includes bad mortgage loans, collateralized debt obligations and all manner of other lunkheaded lending decisions. It was also characterized by a 15-year decline in the net interest margin, a core measure of bank profitability that is the difference between what banks pay to borrow and what they charge to lend. The net interest margin is partly a product of interest rates: banks borrow short term and lend long term, so when long-term interest rates drop below short-term rates (as happened three times in the past 15 years), margins are squeezed. But another big factor has been...
...tried to sell the store a few years back,” he said, “But the guy messed up. I let him borrow money from me and he never paid me back. And he didn’t check IDs as he should, and the students complained about him. So I came back. I don’t trust other people with the store...
...five more schooldays until we were supposed to move. That meant five more chances to see Katie. Five more chances to talk to her. I’d never before said more than “Hi,” to her. I once asked to borrow her eraser. It was so nerve-wracking. It was one of the most nerve-wracking things I’d ever done. But now, I had to make a move. I had to.So on Monday, I told myself that on Tuesday I’d talk to her. On Tuesday, I told myself...
Harvard has signed another custom loan agreement to increase borrowing options for graduate students, some of whom have had trouble securing funding in the wake of the credit crunch, University officials announced yesterday. The deal with the Harvard University Employees Credit Union will allow eligible Harvard graduate students to borrow a maximum of $250,000 for their education without a co-signer—a safety net required by many lenders. Discussions with HUECU have been ongoing for the past six weeks, and the recently completed contract will take effect on April 23 for the next three years. The arrangement?...
...exaggeration in the form of the grotesque and macabre. Again in the introduction, Zipes argues that the presence of these motifs make Schwitter’s stories fairy tales. But Zipes is mistaken, for they also appear in other genres, such as the Gothic story. Schwitters occasionally does borrow bits from conventional fairy tale plots, but he’s unable to employ them creatively. For example, the heroine of “The Proud Young Woman” rejects all her suitors—like the Princess and the Pea—but unlike the Princess who is wonderfully...