Word: borrower
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Dates: during 2000-2009
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Middleman-free microlending has long been associated with developing countries. Why not bring the model online elsewhere, circumventing the traditional banking industry? That's the idea behind zopa.com a Web-based lending and borrowing exchange that connects those who want to lend with creditworthy people looking to borrow. Zopa serves as the platform, like eBay. The borrower simply pays a 1% fee to Zopa up front. Members have to be at least 18, have a credit rating and, for now, live in Britain. Zopa plans to open in the U.S. in 2006 and has had offers to take the service...
...model is simple, whether it's handbags or luxury cars. Membership fees at Bag Borrow or Steal depend on the priceyness of the products: from $20 a month to $100, for "Diva" status. For fall, Diva members can lease, for example, the Botkier Holster tote--$665 if bought new--and totes by company creative director Stacey Lapidus. The "steal" in the firm's name? You can buy a "like new" bag at a discount from the Hollywood, Fla., website. Another new business, From Bags to Riches (frombagstoriches.com) uses a slightly different model. You don't have to become a member...
While From Bags to Riches plans a British expansion by year's end, it might not be easy to break in: pouch-for-hire sites have already opened across the Atlantic. Be a Fashionista (be-a-fashionista.co.uk), an upscale site based in London; Secret-Boutique (secret-boutique.com) and Bag Steal and Borrow (www.bagstealandborrow.co.uk)--yes, the name is uncannily familiar--have all been launched in the past year. Dutch bag fans can borrow from Bag Habits (baghabits.com). When it comes to handbags, the status trap, it seems, is a global phenomenon...
Almost immediately upon arriving, Matt’s brother-in-law’s hoodlum brother (Charlie Hunnam, in a fantastic performance) drops by to borrow money before a soccer—sorry, “football”—match...
Peterson added that the other two options are either politically impossible (doubling payroll taxes) or economically infeasible (continuing to borrow money from foreign countries...