Word: borrower
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...feds tried to cut out the middlemen in 1994 by letting students at participating schools borrow directly from the Treasury. But private lenders have held on to nearly 80% of the market by improving service and offering discounts for such things as on-time repayment. Knowing that many students choose the first entry on a school's list of "preferred lenders," lots of colleges have used these lists to get lower rates for more borrowers, and some lenders have tacked on revenue-sharing deals. "We believed it made good sense to use money that would otherwise go into Citibank...
...however, we live in a mash-up world, where people - especially young people - feel free to borrow one another's cultural signifiers. In a now classic episode of Chappelle's Show, comic Dave Chappelle plays a blind, black white supremacist who inadvertently calls a carload of rap-listening white boys "niggers." The kids' reaction: "Did he just call us niggers? Awesome!" The country is, at least, more pop-culturally integrated - one nation under Jessica Alba, J. Lo and Harold & Kumar - and with that comes greater comfort in talking about differences...
...faith-based groups to receive public funds and technical assistance. And the Louisiana Recovery Authority stresses the need to involve and support religious leaders and their organizations. But the city's faith-based organizations are now sagging. Unless Kramer's church gets $125,000 soon, its beg-and-borrow construction projects will grind to a halt. Scruggs too says that keeping the grass-roots rebuilding efforts going will require affirmative answers to fervent prayers for more money and volunteers. Catholic Charities and Habitat are short-staffed and stretched thin...
...self-doubt. Luckily, Harvard spares you this. Instead, who you are is determined by an algorithm run by a multibillion-dollar institution. Because, in case you haven’t noticed yet, your house is your life. Admitted to Adams? Buy a beret, get out your finger paint, and borrow those dining hall utensils (You can get into the servery now!) In Dunster? Your future is the bright red of a solo cup. By the time that you leave Eliot, you’ll know just how good a popped collar can look—your House, according...
...creation but also on demand and supply. Equally ominous, equity valuations remain decidedly unattractive in most markets, especially in places like Latin America, Russia, India and China, which had risen almost relentlessly in recent months. Most equity markets shot up with so little volatility that speculators were encouraged to borrow and bet with ever greater abandon. Now, with confidence shaken by the belated realization that risk is not dead after all, they will be less inclined to ignore the reality that the global economy and corporate profit growth are likely to be far more disappointing than their giddy optimism...