Word: borrowers
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...opposition to draft registration is based on practical concerns. We oppose the program because it is--to borrow a line from one of Reagan's three-by-five cards--an empty symbol. It will not deter the Russians, or anyone else, from doing anything, and it only helps buttress the assumption that the answer to geopolitical friction is military action. Moreover, registration does nothing to improve the Pentagon's legitimate manpower deficiency in the existing reserve forces; and those are the divisions which would respond initially to a crisis. In addition, registration has already made federal criminals...
...benefits and guaranteed student loans. These changes will not affect Harvard students significantly until 1983 but the future effects are expected to be significant both in terms of reduced availability of grants and reduced access to the guaranteed loan market. Loans are important not only to those who must borrow to defer the cost of their college education to the years when they will earn sufficient income to support the cost but also to those who require temporary liquidity to permit them to meet current costs of higher education without resorting to the sale of assets. Precise analysis...
Each student has an earnings ceiling which is established by subtracting what the student borrows from his self-help; the difference is the amount the student needs to earn. If a student feels that he needs to work and borrow for more than his self-help he must talk with his financial aid officer in order to establish the reason for the additional need...
...When the OPEC nations raised the price of oil in 1973-74 and caused a worldwide recession, Poland's exports, instead of continuing to rise as Gierek planned, began to falter. Unable to lay off any workers?a taboo under the full-employment doctrine of Communism?Gierek had to borrow more and more money from the West to keep going. Poland's foreign debt rose from $4.8 billion in 1974 to $25.5 billion in 1981. Servicing and repayment of the loans, which are owed to 15 Western governments and 501 Western banks, now consume all of Poland's hard currency...
That prescription is surprisingly new. Back in 1975 few full-length recordings of books were available. Then, as now, only the blind and handicapped could borrow from the Library of Congress's several thousand titles on tape. But that year, Duvall Hecht, 51, an Orange County, Calif., commuter, helped found Books on Tape to counteract the cerebral atrophy he felt during his daily two hours at the wheel. Beginning with George Plimpton's Paper Lion on ten one-hour cassettes, Hecht's mail-order firm grew to represent 500 titles and adds 100 new works each year...