Word: borrowing
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...themselves to stay in school. Eric J. Priestley, 25, a psychology major at California State College at Los Angeles, works up to 15 hours a week as a consultant to tutors in the school's Educational Opportunities Program, for which he earns $120 a month. He sometimes must borrow bus fare from his professors for the ride back to his home in predominantly Negro Compton, where he often stays up until 4 a.m. to write a novel, poetry and plays expressing the frustrations of a ghetto black. He claims that he can get along on 15 hours of sleep...
...degree from New York University in January, has taken several bank loans, worked summers, weekends and Christmas vacations, is now an apprentice teacher in a Harlem public school. "You die of anxiety every year until that scholarship letter comes," she says. "If you go out on a date, you borrow the clothes. You have a pair of shoes and a pair of sandals, and you wear the sandals till November. For Christmas gifts you ask for money and underwear...
...they had budgeted, or accept less living space, longer commuting or lower school standards. The problem affects almost everybody-the rich in luxury apartments, the middle class in suburban subdivisions, the poor in festering slums. In order to make bigger down payments, many middle-class families are forced to borrow from relatives. The poor feel the pinch most of all, since they pay a larger share of their incomes for housing than better-off Americans do. Housing costs the average U.S. family 15% of its income, but those below the poverty line spend...
...performing some of the more arcane maneuvers in the realm of finance-raising or lowering bank reserve requirements, buying or selling Government securities-the Federal Reserve controls the supply of credit and the level of interest rates. It thus largely determines how much interest the consumer must pay to borrow for a new house or car, how much the businessman must pay to borrow for a new hamburger stand or a steel mill-and whether many kinds of loans will be available at all. By influencing the rate of business expansion, the board also helps decide the worker...
...other part was the how-bad-can-we-be-if-we-give-you-coffee approach. Later that afternoon, when I went to Dean Ford's office to borrow a copy of the 1954 committee report, I found that the tactic was fairly ubiquitous. In the receptionist's office was a large platter of brownies and raisin and Toll House cookies. I had been there only 15 minutes when I succumbed...