Word: bottome
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...Buscher; it's financing that continues to lag.) But that also means that we'll be readier to buy when credit starts to loosen. Even if this recession lingers longer than expected, results will pick up substantially in 2011. Analyst Luedeman predicts that sales in North America will bottom out at 8.4 million units this year (others say slightly higher), then jump to 10.2 million in 2010, a 21% improvement. And by 2012 the industry will be in a full-fledged boomlet, at 13.8 million units annually...
...Texas. Since 2005, four members recently back from Iraq or Afghanistan have committed suicide while struggling, as recruiters say, to "put 'em in boots." TIME has obtained a copy of the Army's recently completed 2-inch-thick (50 mm) report of the investigation into the Houston suicides. Its bottom line: recruiters there have toiled under a "poor command climate" and an "unhealthy and singular focus on production at the expense of soldier and family considerations." Most names have been deleted; the Army said those who were blamed by recruiters for the poor work environment didn't want to comment...
...Nudge Factor We all know Obama won the election because he looked like change, sounded like change and never stopped campaigning for change. But he didn't call for just change in Washington - or even just change in America. From his declarations that "change comes from the bottom up" to his admonitions about "an era of profound irresponsibility," Obama called for change in Americans. And not just in bankers or insurers - in all of us. His Zen koan, "We are the change we've been waiting for," may sound like New Age gibberish, but it's at the core...
...girlfriend Helga, he writes, “Before their eyes stood a Valkyrie in a short blue dress, disclosing stout calves and powerful knees that gave promise of heavenly thighs… Her breasts were bigger than the legendary blue mountains and just as unlikely, her bottom was as round as a terrestrial globe.” In doing so, Lind persuades the reader to see the world more and more through Bachmann’s eyes as he stumbles about in a mental haze, taking in objects and people like a perverted man-child. This fantastical, enchanted narrative, however...
...that was before the bottom fell out from nearly every asset class. While some of the instruments, such as credit default swaps, may have hedged against the downturn, other derivative holdings have cost the University dearly. Harvard’s investments in interest-rate swaps, one class of derivative that may be used by both HMC and the University budget office to hedge against interests rate changes on variable-rate debt, would have cost $571 million to terminate as of Oct. 2008, according to a credit rating report from financial rating company Standard and Poor?...