Word: bracketings
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...expect to be in a much higher tax bracket next year, however, you should do the opposite. Ditto if you'll get hit with the alternative minimum tax in 1999. Before making any move, in fact, you should consult a tax pro to figure out if the amt applies. Once only the superrich were vulnerable, but now many upper-middle-class taxpayers get hit. Warning signs include a very large mortgage, stock options that you've exercised or large business-related deductions...
...general, you should max out on any tax-deferred savings opportunity. This has been especially true since Congress two years ago rolled back a punishing 15% excise tax on withdrawals from retirement accounts deemed, through a complicated formula, to be too large. Be careful, though, if your tax bracket will rise in retirement. Withdrawals from tax-deferred accounts get taxed as income. If you'll be retiring soon, new contributions might not have enough time to grow tax-deferred. You might be better served putting new savings into a tax-efficient mutual fund, like an index fund. When you cash...
Harvard's win against the Dartmouth set the Crimson up for another showdown against Princeton, whom it had beat in the regular season in three easy games. Because the Crimson was now playing in the consolation bracket because of the earlier loss in the tournament to the Tigers, Harvard would have had to win its fifth-round match against the Tigers and then another best-of-three-game tie-breaking match in order to decide the champion...
...distribution of wealth," communism inevitably comes to mind. There are many ways, however, that the country could seek to level the playing field without resorting to heavy-handed, interventionist behavior. Capitalism does not imply an unregulated economy. A simple raise of the federal income-tax on the highest tax bracket would take money from those who can spare it and funnel it into public programs that desperately need money. Instead, both Republicans and Democrats are advocating spending much of the budget surplus on tax cuts that largely benefit the country's wealthier half...
...Crimson is the eighth seed in a bracket that features Dartmouth and UConn, which also has a bye into the second round. Harvard beat UConn 1-0 in the 88th minute in its toughest win of the season. The win propelled the Crimson into the top 10 of the National Soccer Coaches Association of America poll for the first time this season...