Word: brackets
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...Until the law changes, plan your FSA for costs you are sure to incur, such as deductibles and scheduled orthodontia for the kids. Multiply that amount by your tax bracket (say, 28%), and add that amount as a reserve. Even if you never spend a dime of the reserve, the tax savings on your contributions ensure you'll be no worse off than if you hadn't enrolled. And odds are you'll tap the reserve - even if you don't wear glasses...
Wang won her consolation match against Kentucky’s Natalie Roels, 6-4, 6-0, and will have two more matches in the consolation bracket starting today...
Martire also saw an early exit from the singles bracket, losing to the No. 6 seed, Manon Kruse of Middle Tennessee, 6-2, 6-3. Kruse led the entire match...
Lingman and Bergman, seeded second in the 26-entry bracket, won the doubles title, defeating Penn State 8-4 in the finals...
...well as bonds convertible into stock fit here too, offering decent yields and, in the case of "converts," a shot at capital gains if the market shoots higher. Consider the Northern Income Equity fund. Some blue chips now offer dividend yields of 5%. For those in the top tax bracket, short-term tax-exempt municipal bonds and bond funds are a steal today, yielding an after-tax equivalent of 7% plus...