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...most of your life, building a nest egg by investing regularly in a 401(k) or Roth IRA or low-cost variable annuity is a no-brainer. You get decades of tax-free growth (returns on stocks have averaged about 11% annually the past few decades), and in the case of a 401(k), you also get an up-front tax deduction. Try getting that in a taxable stock mutual fund at Fidelity or Vanguard. Those of you who get a matching contribution from your employer can count additional blessings...

Author: /time Magazine | Title: Stop That 401(k)! | 7/10/2000 | See Source »

...seems like a no-brainer: Bacteria are evil and must be destroyed. And Americans have taken to the hunt with vigor, employing a dizzying array of "anti-bacterial" soap, cleansers and lotions in a desperate attempt to rid their environment of each and every last microbe. Unfortunately, say doctors, that vigilance could yield disastrous effects. In a move that sent the brass of the world's major soap companies running to their executive bathrooms, the American Medical Association announced Wednesday that they'd like to see the Food and Drug Administration step in and regulate anti-microbial agents in consumer...

Author: /time Magazine | Title: It's Time to Make Friends With Your Germs | 6/15/2000 | See Source »

...Someone once said that of the 2,000 students that Harvard takes a year, 1,000 are no-brainer decisions because they're Natalie Portman '00 or Yo-Yo Ma '76," says Lemann...

Author: By Juliet J. Chung, CRIMSON STAFF WRITER | Title: What Gives you an Edge? Meritocracy's Last Stand | 6/8/2000 | See Source »

...sense, last week's stiff interest-rate hike by the Federal Reserve's little known Federal Open Market Committee was a no-brainer, given the still sizzling growth of the U.S. economy. But in another sense, the panel's increase in the so-called federal-funds rate from 6% to 6.5% marked a spectacular wager on your future, with your money, by 10 unelected and largely unknown officials operating behind closed doors. By raising the rate that underpins most other borrowing costs to its highest level in nine years, the committee is hoping--make that praying--to cool the economy...

Author: /time Magazine | Title: Who's Raising Your Rates? | 5/29/2000 | See Source »

TOBACCO A no-brainer. Cigarettes are the leading preventable cause of cancer in developed countries and are implicated in malignancies of the lung, larynx and esophagus...

Author: /time Magazine | Title: What's Off, What's On | 5/29/2000 | See Source »

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