Word: britain
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...What attracted Charterhouse and its rivals was Saga's market strength in Britain's fastest-growing consumer demographic: the over-50 set. And its bet is paying off. Saga's pretax earnings in its last fiscal year were up 20% to about $259 million on revenues of $1.3 billion. Last autumn, Saga refinanced nearly $2 billion of debt at better terms, and ahead of schedule, allowing it to save $59 million a year in interest payments. Moreover, Saga's travel service recently added a third cruise ship to its fleet, and Saga Magazine now has more than 600,000 subscribers...
...Though Saga remains best known for its travel services and magazine, four-fifths of its revenues now come from financial services, particularly insurance. In the early 1980s, it realized it could offer older consumers cheaper rates for home insurance. Back then, home insurance in Britain was sold on a one-price-fits-all basis. Saga correctly reckoned that older homeowners were less risky to insure, so their premiums could be lower. Saga applied the same formula to sell low-cost auto insurance and then broadened to offer a full range of insurance products. Of course, other insurers...
First-time novelist Stef Penney won Britain's Costa Book of the Year award this month for The Tenderness of Wolves, a vivid portrait of life in snowswept Canada. The book's realism is particularly impressive since Penney has never visited the country. Suffering from agoraphobia, she could only make it as far as London's British Library to do her research. But fictional fudging is an illustrious tradition (Shakespeare almost certainly never left England, either) - and other acclaimed modern authors have gotten by with less meticulous research...
...with secularism long before Sept. 11," she says. "So you have to ask, Why now? What is European and what is not?" That's a question Sauer and other researchers hope to answer with the veil project, a three-year study of head-scarf policies in eight countries - including Britain, France and Turkey - funded by the European Commission...
...matched by one pound from public funds, up to £2 million ($3.9 million). British government and higher education officials hope the scheme will entice universities to more aggressively solicit donations from private sources, including alumni—largely considered an untapped resource. Presently, even elite schools in Britain rely heavily upon the government for their funding. In developing a new model for higher education funding, British officials have taken U.S. state universities—many of which have amassed sizable endowments of their own—as their examples, and are citing the endowments of institutions like Harvard...