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Loads can be particularly baffling. If you invest through a broker instead of directly through the fund company, you probably pay a load. To buy Class A shares, you often pay as much as 5% of your money up front before the fund company buys any stocks for you. Class B shares skip the up-front fee, but add an extra average fee of 1% annually and hit you with hefty fines if you cash out early, which proves more costly in the long run. "The whole idea of B shares," says Max Rottersman, founder of FundExpenses.com which tracks mutual...

Author: /time Magazine | Title: Money: The Real Fund Rip-Off | 12/8/2003 | See Source »

...with civil fraud. They are accused of allowing an outside hedge fund (in which Pilgrim held a major stake) to make rapid trades in Pilgrim Baxter funds, a practice forbidden by the company. Baxter is also accused of giving details about the firm's holdings to a friend, a broker whose clients traded on the information. Asked if the allegation could lead to insider-trading charges, Spitzer said, "It's an issue that has to be worked through." An attorney for the two men declined to comment...

Author: /time Magazine | Title: A Mutual Fund's Respected Founders Forced Out | 12/1/2003 | See Source »

...Shenzhen, the first stop for most new arrivals is a local labor bazaar. Hopefuls put on their best clothes, pay a dollar for admission and enter a hall packed with hundreds of brokers offering jobs and better lives. On May 26, Zhang Ping, a long-haired, 19-year-old woman freshly arrived from Hubei province, left the Senxin Labor Market with such a broker. "I shouted after her to leave her mobile phone on," says Zhang's father, who had accompanied her there...

Author: /time Magazine | Title: Predatory Transients | 11/24/2003 | See Source »

...named Hu who drives an illegal motorcycle taxi. "But then police pulled out body parts." Around the same time, police circulated a list of missing women to Shenzhen's labor markets. After months without progress, they caught a break when, according to a manager at one market, an unregistered broker, Ma Yong, was found to have bribed his way into running a booth. In his briefcase they found a r?sum? for one of the missing girls and notified police. Local reporters say a search of Ma's home revealed victims' shoes and bloodstains, and that Ma confessed...

Author: /time Magazine | Title: Predatory Transients | 11/24/2003 | See Source »

...paid your broker a load, or sales commission, when you bought the fund, you should bail only if doing so will not trigger a back-end, or deferred, charge. *Contact the fund and ask for your "cost basis." If it is higher than your current account value, you can sell without owing any capital-gains...

Author: /time Magazine | Title: Smart Investing: How To Protect Your Money | 11/17/2003 | See Source »

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