Word: bureaus
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...logical way is to limit the activities of the three credit-reporting bureaus--Experian, Equifax and TransUnion. It's impossible to open a new credit account--honestly or fraudulently--without contacting one of them to determine whether the customer is credit worthy. The bureaus are happy to offer your personal credit report to a lender; that's how they make money. They also sell address lists to firms that send those mailbox-clogging offers of preapproved loans and credit cards...
...your credit report for 90 days, legally compelling lenders to ask tougher questions to verify an applicant's identity. A company called TrustedID this week launches a new $7.95-a-month service to handle all the paperwork, every 90 days, to keep an alert on your file always. "The bureaus are inherently conflicted, wanting to sell information that needs protecting," says TrustedID co-founder Scott Mitic. The bureaus, not surprisingly, recommend buying different protection in the form of their monitoring services, which alert you within 24 hours of significant activity on your file--after the horse has bolted...
...environment, local officials and factory managers collude to evade them. Many enterprises and municipalities are so confident in their ability to ignore the law that even when they possess appropriate waste-treatment facilities, they elect not to use them in order to avoid operational costs. Local environmental protection bureaus and courts are also beholden to local governments rather than to central government agencies, making them particularly susceptible to political and economic pressure. With few incentives for factory managers and local officials to do the right thing and even fewer disincentives to do the wrong thing, environmental officials face an uphill...
...great thing. With the right will, they could do it again. --Reported by Deborah Fowler/Houston; Greg Fulton/Atlanta; Cathy Booth-Thomas/Nacogdoches; Jerry Hannifin/Cape Canaveral; John F. Dickerson, Sally Donnelly, Eric Roston, Elaine Shannon, Mark Thompson, Karen Tumulty and Doug Waller/Washington; and David Bjerklie and Alice Park/New York; with other bureaus...
...house and to pursue eternal vengeance on all Americans "unless they give Reagan the death sentence." For all its staginess, the eerie scene was another reminder that despite last week's precautions, the madness of terrorism is far from over. --By Pico Iyer. Reported by Dean Fischer/Tripoli, with other bureaus...