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In a recent study of credit trends, FICO - maker of the loan-scoring system most widely used by banks - found that among people with high credit scores, consumers were more likely to default on their mortgage than on credit-card or auto loans. In fact, borrowers with a 700-709...

Author: /time Magazine | Title: Strapped Consumers Paying Credit-Card Bills Before Mortgages | 3/2/2010 | See Source »

The biggest reason for the change in customers' credit behavior has to do with falling housing prices. For a long time, a house was the largest asset of most people. But according to a recent study from housing-value tracker Zillow.com, about 20% of all homeowners are now underwater on...

Author: /time Magazine | Title: Strapped Consumers Paying Credit-Card Bills Before Mortgages | 3/2/2010 | See Source »

Since the Soviet collapse, no major platforms have emerged in Russia for its computer experts to innovate. As a result, many of them have emigrated, while many others have turned to hacking, a field in which Russians seem to excel. In January, police arrested a 40-year-old computer whiz...

Author: /time Magazine | Title: Can a Russian Silicon Valley Spur Tech Innovation? | 3/1/2010 | See Source »

The government has clear goals. It wants the denizens of its Silicon Valley to hatch lucrative inventions that will help break the economy's dependence on the sale of oil and gas. "The appearance of great ideas, like life itself, is still considered a miracle," said the Kremlin's chief...

Author: /time Magazine | Title: Can a Russian Silicon Valley Spur Tech Innovation? | 3/1/2010 | See Source »

As NATO revises its "strategic concept" - the once-a-decade effort to maintain the alliance's relevance in a post-Cold War world - there is a scent of desperation in the air. For the past 20 years, it has struggled to adapt to an expeditionary role, capable of dispatching troops...

Author: /time Magazine | Title: As Afghan Role Dwindles, Doubts Grow About NATO's Future | 3/1/2010 | See Source »

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