Word: buying
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...assumption that they would be better off than their parents, just as their parents did better than the generation before them. The realization that Nikes, Wiis and cell phones are not their birthright comes as a hard lesson. With credit tight, young Spaniards are finding it virtually impossible to buy their own homes. Many have been forced to move back in with their parents or put off plans to move out. "A whole generation is having its ambitions thwarted," says Daniel Lostao, president of the Youth Council of Spain...
...designer some day; her three friends are in college. Their shiny hair and fashionable clothes betray their prosperous, middle-class background, but even these women are feeling the pinch. Asked how the financial crisis is affecting them, they enumerate a long list: the clothing they can no longer buy, the vacations they can no longer take. "Before, you would just go shopping on a whim," says Portela. "Now my parents...
Buried in Facebook's new payment terms is this gem: if you spend $1 to get 10 credits at Facebook's virtual-gift shop--where you can buy icons of unicorns as well as of sock-draped doorknobs (the universal symbol for "Keep out, we're hooking up")--you have three years to use up your points. After that, Facebook reserves the right to go rogue by "sending virtual gifts to your Facebook friends." This is yet another reason to rethink friending your boss, lest you one day unknowingly send her a (virtual) flaming...
...uncovered misleading marketing practices in the reverse-mortgage industry, and Missouri Senator Claire McCaskill, a longtime consumer advocate, chaired a hearing to investigate predatory lending tactics. A big no-no is cross-selling, e.g., trying to persuade a senior to get a reverse mortgage and use the funds to buy an annuity or other financial product...
...with property taxes and insurance bills--or you could lose your home. The up-front costs are high. Generally, $10,000 to $15,000 in fees are lopped off the amount you can borrow. Finally, if someone is pressuring you to take one of these loans in order to buy something else, that's a huge red flag. Walk away...