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Coffey estimates that payday loans account for 35% of Cash America's revenue, 22% of EZCorp's total revenue and only 10% to 12% of First Cash's revenue. First Cash recently sold all 22 of its payday outlets in California, Washington and Oregon to lower its exposure to payday-loan regulatory issues - a move Elving says should boost the company's valuation...

Author: /time Magazine | Title: Pawnshops Flourish in Hard Times, Drawing Scrutiny | 1/14/2010 | See Source »

Travel experts say the decision reflects Carnival's strategy to market itself as a more wholesome, "family fun" cruise line and avoid the image of a floating girls-gone-wild video. Rich Gosse, spokesman for the California-based Singles Travel Company and Society of Single Professionals, which arranged the first International Cougar Cruise, says he understands the pressure Carnival feels to build that customer base in the current economy. "They've got to do what they've got to do to survive," says Gosse, "and we're grateful they gave us the chance to start this." (See TIME's photo...

Author: /time Magazine | Title: Why Cougar Cruises Proved Too Hot for Carnival | 1/14/2010 | See Source »

...therapy is only going to become trickier and more expensive to implement as drug resistance spreads. While the implications for this trend will be felt most acutely in sub-Saharan Africa and parts of Asia, Kahn says he also has concerns for his home city of San Francisco. "California is broke, and the state is invading city finances to help itself out. I look at our model and what it predicts for San Francisco over the next few years in terms of antiretroviral resistance, and I do become concerned that funding is on the chopping block," he says...

Author: /time Magazine | Title: New Study Raises Concerns About HIV-Drug Resistance | 1/14/2010 | See Source »

...good to be true. And the problem is drug resistance. Extensive antiretroviral treatment can result in the development and transmission of drug-resistant strains of HIV - something the Lancet study did not consider. In the new study, published on Thursday, a team of scientists from the University of California, the University of Tennessee and the University of Ottawa analyzed data from San Francisco, where antiretroviral drugs have been extensively prescribed to HIV patients since AZT was introduced in 1987. In that city, drug resistance has grown steadily and, according to the team's models, drug-resistant infections...

Author: /time Magazine | Title: New Study Raises Concerns About HIV-Drug Resistance | 1/14/2010 | See Source »

...Kahn, a professor of medicine at the University of California, San Francisco, and a contributor to the Science study, says test and treat should not be confused with WHO's goal of universal access to antiretroviral drugs, which he says is a worthy one. But because the treatment for drug-resistant HIV strains is expensive - it requires a constantly changing cocktail of new, pricey drugs - and because adherence to such a complicated drug regimen can be difficult for patients, Kahn believes WHO and other institutions should begin planning for the time that HIV drug resistance begins in earnest, particularly...

Author: /time Magazine | Title: New Study Raises Concerns About HIV-Drug Resistance | 1/14/2010 | See Source »

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