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...other reason that mortgage modifications are a challenging way to put a floor under housing prices is that this assumes that people who cannot afford a $500 a month mortgage payment can afford a payment of only $350. But in most cases this does not matter. As people turn away from debt and toward savings, a house is no longer a good mattress in which to store cash. Perhaps more to the point, with joblessness on the rise and many middle class household budgets built around two people working full-time, it does not take much bad luck to undermine...
...banks with exposure to the region, the euro plunged to a three month low of $1.26 against the dollar. "Given the combination of banking and trade links between Eastern and Western Europe that have been built up over the past five to ten years, it's clear that this cannot be seen as a self-contained regional crisis," says Neil Shearing, Eastern Europe economist at Capital Economics in London...
That leaves families such as the Sulhanis caught between a past they can't escape and a future they struggle to shape, renting out the top floors of their building - which technically they don't even own. Like the rest of the 400,000-odd Palestinians in Lebanon, they cannot legally buy a house or apartment and remain barred from some 70 professions. Lebanon's fragile sectarian political system, balanced between Christians and Muslims, has been unable or unwilling to absorb so many Muslim refugees. So neither Sulhani, nor his children, nor his grandchildren, nor his great-grandchildren have Lebanese...
...though we hope that potential streamlining does not engender a wave of supplemental questionnaires required by individual schools. To ensure that the sheer length and complexity of the FAFSA form does not discourage potential applicants from applying, Harvard should commit itself to offering assistance to applicants who cannot decipher the unfortunately labyrinthine financial-aid process on their own. Paying for college is already difficult enough—the last thing we need is for the paperwork to be an obstacle...
There is a hidden motive behind the technology and development that the Chinese government has brought to Tibet. Because of the television tower, the Tibetans cannot rebuild the shrine that used to stand atop the Iron Mountain. Because of the Chinese flags on top of their roofs, Tibetans can no longer decorate their homes and schools with prayer flags—one of the most important traditions of Tibetan life. Television and new homes are in themselves beneficial to the Tibetans, but the Chinese have used them to inhibit traditional Tibetan practices and make Chinese culture more visible...