Word: caps
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...obvious problems with 401(k)s--demonstrated in the collapse of plans at Enron, Global Crossing and other once high-flying companies--there are seldom-discussed issues, including poor performance and what is known as leakage. The average 401(k) plan's equity holdings are concentrated in large-cap companies, so their returns track the S&P 500, which has dropped 44% from its peak. Over the long run, experts say, 401(k) returns lag behind professionally managed pension funds by 1 to 2 percentage points a year. And as if meager returns were not bad enough, when people change...
...else fails, there's one last surgical approach: total knee replacement. It's a major operation that involves removing the worn-away knee cap, replacing it with a plastic one and resurfacing the adjacent bones with plastic and metal veneer. It requires months of postsurgical physical therapy, but doctors report that the operation is up to 90% effective. Or at least they think...
...conscientious in doing the job. I make decisions based on who I wouldn't like to be seated next to on an airplane. If someone is unkempt and nervous or if they look like they belong on a bus instead of a plane, if they wear a baseball cap backwards and, without question, if they look to be foreign or of Middle Eastern descent." And African Americans? No, he says, that would be discrimination...
...didn't know Josh Davis, a.k.a. DJ Shadow, you might reasonably conclude that he belongs to an order of very hip monks. When Davis performs in concert, or does just about anything in public, he wears billowy pants, a long-sleeve T shirt or hooded sweatshirt, and a cap pulled down to eye level. He looks like one of the sand people from Star Wars, only with more sportswear logos. When Davis speaks--and he doesn't speak much--it's in a soft, measured voice, just above a whisper...
...fidgeted with his cap, the president of the Boston Chamber of Commerce presented an inscribed Paul Revere bowl to him, and Gowdy, Red Sox announcer, called the Splinter the greatest hitter in baseball, “simply a champion...