Word: cards
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Dates: during 1990-1999
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Though the table may appear to be just your normal credit card solicitation scheme, in fact, it's quite different...
Behind the Coop table wait baskets of cards--a card for each first-year student at each of Harvard's schools...
...each of those cards is an $800 credit line, ready for use. The user must fill out an application, but may use the card that day, before the application is processed...
What's more, seldom is the application rejected later on. In the very rare cases it is--if the student has already defaulted on another credit card or has a very bad credit record, says Coop Corporate General Manager Allen Powell--the student must make monthly payments on the amount already spent, but is allowed to spend more...
...Coop Visa replaced the old Coop card that had a line of credit that could only be used at the Coop...