Word: cards
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Dates: during 2000-2009
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...several years before, got involved in a lawsuit with her brother Henri (Mathieu Amalric, star of The Diving Bell and the Butterfly and the lead villain in the new James Bond film, Quantum of Solace). She has effectively banished him from the family circle, which makes him the wild card - and plot fulcrum - when he turns up for the holidays...
...charge-off rate on credit-card defaults could skyrocket to 10% in 2009 - double the average of 5% over the past 10 years - reaching $18.6 billion in the first quarter and $96 billion by the end of next year, predicts an October report from Innovest Strategic Value Advisors, an investment-research firm. "A 10% [charge-off] rate would be unprecedented," says Laura Nishikawa, an Innovest analyst. (Read "Fannie and Freddie Offer New Plan to Help Homeowners...
Traditionally, the credit-card industry is resilient during economic downturns because of its pricing flexibility. As the economy slows and people start to become late on their payments, card companies can boost earnings through late fees and higher interest rates. Today, however, consumers are tapped out and defaults are ratcheting up. "With charge-offs rising so fast and beyond what was expected, the losses those cause will far surpass what companies were hoping to make up with by extra card fees and higher interest rates," says Nishikawa. Nonetheless, the industry keeps trying: on Thursday, embattled Citigroup announced that, in addition...
...with the auto industry in Detroit, some of the credit-card industry's current problems have been years in the making. Over the past decade, U.S. households have been loading up on debt, with credit-card balances rising 75% since 1999. Yet families' real wages have increased only slightly - by just 4% during that same time period, according to Innovest. The savings rate has similarly declined relative to credit-card balances. Meanwhile, home equity, the biggest source of wealth for most families, has been drained by the mortgage crisis. "There isn't a cushion for anyone who has a bump...
...Latika and Jamal lose their parents, flee maniacal villains, and are separated by gangsters, industry, and even Jamal’s brother. They are a couple destined to be together and their love realizes the theme of destiny underlying “Slumdog Millionaire.” A title card that appears at the beginning and end of the movie asks in “Who Wants To Be A Millionaire” multiple choice-style how Jamal could win 20 million rupees. The answer? “D: it is written.”It is also written that...