Word: cards
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Dates: during 2010-2019
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Unemployment is the wild card in all of this, and that's where the outlook gets murky and experts' crystal balls differ. Karen Ghaffari, a managing director at Fitch Ratings, expects unemployment to peak in the second quarter at 10.4% before slowly starting to decline. "It will average 10.2% for the year," which will impact consumer spending and confidence, she says. Howard Davidowitz, chairman of Davidowitz & Associates, a retail-consulting and investment-banking firm, is even more bearish, predicting unemployment will hit 11% before it peaks. "I think we're in for a very rough year...
...Create more Obama Republicans. Candidate Obama had broad appeal for Republicans and conservative-leaning independents. Now his image and agenda have left him without any calling card to widen his support (essential for winning policy fights and elections). The Gipper wooed so-called Reagan Democrats by finding common cause with them on key issues such as national security and lower taxes while still keeping his political base solidly on board. Education, spending cuts and maybe even health care are all ripe areas where Obama can make another effort to reach out to voters, if not intransigent Republicans in Washington...
...cards, which are refillable, cost five dollars for every four dollars worth of Crimson Cash and can be used wherever conventional Crimson Cash is accepted. Brainard said that HCL is breaking even on the new cards and that the extra dollar fee covers the amount HCL pays for the card...
...There are measures in place to prevent election fraud. Rohana Hettiarachchi, executive director of People's Action for Free and Fair Elections, says his group has already allocated additional local and international election monitors to sensitive polling districts. Sri Lanka has a well-established, compulsory national identity-card system used to verify voter rolls, and each candidate is allowed four representatives at each counting station. Hettiarachchi has appealed to the police and armed forces to uphold the law and maintain order, no matter what the result. "It is a crucial election, and their impartiality will matter a lot," he says...
...lessons taught by the financial crisis, the most personal has been that Americans aren't too slick with money. We take out home loans we can't afford. We run up sky-high credit-card debt. We don't save nearly enough for retirement...