Word: cards
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...When TIME asked Croxson if lenders are being caught unawares by the sudden change in fortune for hordes of previously creditworthy customers, he said that a tightening of standards by credit-card issuers is actually behind many of the calls that CareOne is getting. People with four or five credit cards who thought their outstanding credit lines could see them through a tight spot are getting notice that their credit lines are being cut. With that cushion gone, they run into trouble. "Not that it's a cushion you should ever rely on to pay for living expenses," Croxson said...
Like a medic tending injured soldiers on a battlefield, she spends her days fielding calls from people who are in financial peril--drowning in credit-card debt or facing adjustable-rate mortgages that threaten to bury them alive. Each week they phone in to Orman's CNBC show for advice or buy one of her nine books, which offer the hope that they might save themselves from the financial hell they've created. Orman rushed out a paperback response to the economic crisis called Suze Orman's 2009 Action Plan, which is on the New York Times best-seller list...
...sort of unofficial economic barometer: the worse things get, the harder she is to avoid. Her style seems almost intentionally annoying: she screams on camera, her blue eyes practically bugging out of her head. But she has long been saying what America needs to hear, crusading against credit-card debt and urging people to save money and pay down their mortgages. Since the onset of the recession, she has made some subtle adjustments to her image, positioning herself more as a populist crisis manager than as a promoter of the American Dream. That hasn't shielded her from criticism...
...theme has been for a long time, Get out of credit-card debt, know your FICO score, pay our homes off, don't use anything other than a fixed-rate mortgage, real estate has hit its top." She paused and thought for a moment. "Although ... I really thought a real estate investment was the best investment you could make over time," she said, the closest she comes to acknowledging a mistake. Orman owns five homes, although she's not sure she'll make a profit on the last one she bought--a luxury apartment in New York City's Plaza...
...exciting announcement on Tuesday, top Boston officials unveiled plans for a citywide bike-sharing program similar to Paris’s famous Vélib’. The plan eventually calls for 6,000 communal bikes to be stationed at 600 public racks around Boston; anyone with a bike card can swipe in to unlock a bike, ride it as long as he or she chooses, and return it to any rack in the city...