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...risk aversion is sure to continue, as financial outfits, gripped by the fear that something more will go wrong--loans not paid back, a company on the other side of a trade going bust--pull back on everything from the creation of complex securities to credit-card limits...

Author: /time Magazine | Title: Reassessing Risk | 11/5/2008 | See Source »

...voter ID card has the right polling place," another asks. "Then you can fill it out and get it back," said another into the phone. "I know it's a lot of work, but it will work. Goodbye - and good luck...

Author: /time Magazine | Title: Election Day Dispatches: It's Morning for the Kenyan Obamas | 11/4/2008 | See Source »

...good news is that Florida's current governor, Republican Charlie Crist, is driven more by common sense than by ideology. After taking office last year, he scrapped the antiquated punch-card ballots (e.g., the butterfly ballot) as well as the flawed touch-screen voting machines favored by his conservative predecessor, Jeb Bush (the President's brother, who was governor from 1999 to 2007). A big reason: in a 2006 congressional race in Sarasota County, an incredible 15% of ballots cast on touch-screen machines registered no choice at all - in a race decided by a razor-thin margin...

Author: /time Magazine | Title: Can Florida Avoid Another Election Day Meltdown? | 11/3/2008 | See Source »

Since the country's colonial days, concerns of voter fraud have inspired ever-more complicated ways to cast one's ballot. Depending on where you live, you may vote tomorrow with a lever, a punch card, a marker or a touchscreen. As election scholar Andrew Gumbel notes, the U.S. has been both a "living experiment in the expansion of democratic rights" and a "world-class laboratory for vote suppression and election-stealing techniques...

Author: /time Magazine | Title: Ballots in America | 11/3/2008 | See Source »

...states that had adopted the device since its mass production in 1892 had returned them by 1929, calling them too complicated, too expensive and too difficult to keep in working order. In the early 1960s, University of California at Berkley professor Joseph Harris suggested applying to ballots the punch-card method used by early computers - setting the stage for the hanging chad controversy of the 2000 elections. The '60s also saw the introduction of the optical-scan ballot, which borrowed IBM technology traditionally used to score standardized tests like...

Author: /time Magazine | Title: Ballots in America | 11/3/2008 | See Source »

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