Word: cards
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...magic, grounded in the solid interplay between guitar and drums. One of the best tracks on the album, “Spoilin’ for a Fight” is hair-splitting in the best possible sense. A wailing, brief guitar riff that tickles the ear leaves its calling card throughout the rest of the song, lingering in the psyche and making my fingers itch to try out that line on my Gibson SG air guitar. “Smash and Grab” is another favorite, with a particularly strong and moving rhythm section, not to mention the sick...
...about 50%. In the Tampa area, World Series tickets are going for under $200, the lowest price StubHub has seen in the five years it has tracked the secondary market. Several teams have already taken measures to draw fans in a struggling economy. The Kansas City Royals offered gas-card promotions when prices soared this summer, and the Oakland A's will lower ticket prices 5% for 2009. Basketball's New Jersey Nets are allowing fans to grab season tickets now - and pay for them after the holidays...
...Financial Solutions, a debt-counseling service in Modesto, Calif., they're working overtime these days. "Our call volume went up 97% in the past five weeks, which has left us scrambling," says Martha Lucey, president of the nonprofit agency. "[The callers] are close to the max on their credit cards, and they just can't figure out how to manage. We've seen credit-card companies decreasing lines of credit, and the [debtors] don't have any room left. They just can't juggle things like they used...
...same page. Consider Maria Calderon, a single mother of two in Greenacres, Fla., who works for the Palm Beach County public defender's office. Two months ago, she lost a second, part-time job that had helped pay the bills. She soon surrendered to the gods of credit-card debt. She visited a West Palm Beach credit-counseling service to deal with some $20,000 in unpaid bills. "I wasn't ashamed," says Calderon. "I had to tighten up. It was a decision I had to make to take care of my two kids...
...having their turn in the sun as years of sticking to boring, old-fashioned banking practices - they typically hold the mortgages they make on their own books and only dabble in subprime - put them in a position to grab market share while national banks, auto finance companies, credit-card outfits and private student-loan firms cut back on loans. "In good times, you'd say these guys are much too conservative," says George Hofheimer, chief research officer of the credit-union-focused Filene Research Institute. "But in times like these, it's just what the doctor ordered...