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...credit. The fact that mortgage rates have dropped does not even begin to offset that. Qualifying for a mortgage is harder than ever. Banks have reason to be cautious. One of the large credit bureaus just released a report that says 4.7% of payments for bank-issued credit cards were late sixty days or more in March, an increase of 38% over the same month last year. According to Reuters, "In March, lenders closed 20 million card accounts, sending the total down by 58 million since the peak in July 2008 to 380 million." Banks will not be lending...
...from a year ago and already the rough equal of total refund payments of $261 billion in 2008. More people than ever are using their refund to pay basic bills, according to an AP poll. For example, 31% said they were using their refund to pay credit card debt - up from 17% a year ago. The percentage using their refund to pay utility bills and rent or their mortgage has roughly doubled too. A slightly greater number say they will splurge on a new car (5%) or vacation (11%). (See 10 smart ways to use your tax refund...
Health officials say it could take weeks to determine the swine flu's origin - and some now suggest it just as easily could have been somewhere outside Mexico, perhaps California. But even if Mexico's first-response report card is mixed, its follow-through since then has won praise from health officials both at the WHO and in developed countries like the U.S. As of Friday, the country had begun setting up reliable testing labs; and of the first 776 suspected cases they'd analyzed (there are about 1,500 total), 358 were confirmed as swine flu, with 16 deaths...
...attend college. Regardless of how talented these students may be, their options are limited after they graduate. There is no viable way for unauthorized youth to secure legal immigration status. It is easier for unauthorized youth to get into Harvard than it is for them to get a green card. Their choices are either to go “back” to a country they do not know or resign themselves to life as an “illegal...
...neither path. Instead, they choose to forge their own path by advocating for legislation like the DREAM Act. The DREAM Act would grant legal status to unauthorized youth who arrive in the United States before the age of 16 and meet strict requirements: In order to receive a green card, they would have to complete two years of college or two years of service in the military...