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...subcontinent still runs mostly on cash. Dheeraj Dikshit, the head of consumer assets in India for U.K.-based bank HSBC, reckons that credit cards are used for only about 2% of all retail transactions. But cash-strapped consumers will still hurt economic growth. Many spend half their salary on car and house payments and will be forced to cut discretionary spending. Some sectors are already getting hurt. New car sales - 80% of which are financed - are slowing. Tata Motors reported a 3% decline in sales in August compared with the year before, while Maruti Suzuki reported a 9% drop. Commerce...

Author: /time Magazine | Title: The Wages of Consumerism | 10/2/2008 | See Source »

...your article incorrectly stated that regeneration recovers heat from braking. Regenerative braking converts the kinetic energy of the moving car directly into electricity using a generator. The energy is never heat in the process. The brakes work the same way a power turbine does when it converts the kinetic energy of moving water into electricity at Hoover Dam. Normal car brakes do convert kinetic energy into heat. And hybrid cars do have a set of normal brakes for use when necessary. But the heat created that way is dispersed into the atmosphere, not converted into electricity. Dexter Ford, manhattan beach...

Author: /time Magazine | Title: Inbox | 10/2/2008 | See Source »

...Volt may make a small dent in America's dependence on imported oil, but that's all. Since 70% of U.S. electricity is made by burning natural gas or coal in power stations, the car basically swaps one fossil fuel for another. And because it's carrying a 400-lb. (180-kg) dead-weight battery, it may even wind up using more fossil fuel and costing more to run than a normal car - with no compensating reduction in carbon dioxide emissions. Anton Ziolkowski, Edinburgh

Author: /time Magazine | Title: Inbox | 10/2/2008 | See Source »

Your article incorrectly stated that regeneration recovers heat from braking. Regenerative braking converts the kinetic energy of the moving car directly into electricity using a generator. The energy is never heat in the process. The brakes work the same way a power turbine does when it converts the kinetic energy of moving water into electricity at Hoover Dam. Normal car brakes do convert kinetic energy into heat. And hybrid cars do have a set of normal brakes for use when necessary. But the heat created that way is dispersed into the atmosphere, not converted into electricity. Dexter Ford, MANHATTAN BEACH...

Author: /time Magazine | Title: Inbox | 10/2/2008 | See Source »

...tense over the risk of explosions. Instead, we were unbridled, free, giddy. TIME photographer Yuri Kozyrev has been covering Iraq since before the U.S. invasion. He had already been to Basra three times, but the last time he had driven like this, in a "soft"--unarmored--car and without the protection of the U.S. military, was in late 2003. Earlier this year, the route we were traveling was so rife with violence that the trip would have been impossible. In the past year, the roads south of Baghdad have started to stabilize, thanks to the efforts of Iraqi...

Author: /time Magazine | Title: Postcard From Basra | 10/2/2008 | See Source »

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