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...crafting the plan, policymakers had to walk a fine line between helping borrowers who have been caught off guard by tricky mortgage products and falling house prices and those who simply made imprudent decisions and genuinely can't afford their homes. In order to avoid propping up the second group, Treasury won't subsidize loan modifications that reduce the interest rate below 2%. If you can't afford a 2% mortgage, in the eyes of the government, you can't afford your house. The plan also doesn't apply to investors or people with jumbo mortgages - those, historically, larger than...
...recommended 29 diseases, including phenylketonuria, a metabolic disorder that can result in mental retardation, and hypothyroidism, a hormone deficiency that can stunt growth and brain development. (Both conditions are treatable with special diets and hormone supplements.) In many cases, these detectable diseases can be treated or managed if caught early...
...online Oscar called a Webby as best newspaper site three years running. Guardian.co.uk claims around 29 million unique monthly visitors, which puts it atop a fierce three-way tussle with the Daily Mail and the Daily Telegraph for the most online readers. The Mail and Telegraph have actually caught up quickly in the past year. But Charlie Beckett, a professor at the London School of Economics and author of SuperMedia, argues that it matters little which newspaper claims more online readers. "Whether one of them's got 15 million and the others have got 10 million is irrelevant economically," says...
Remaking Basra is no small task. Caught in the cross fire of the Iran-Iraq war and Iraq's occupation and retreat from Kuwait, brutally punished for uprisings against Saddam Hussein only to see his tyranny give way to the mob rule of Shi'ite militias, both the city and the province of Basra have sustained deep wounds over three decades. British forces and government agencies based in Basra after the 2003 U.S.-led invasion expected to be received as liberators. But they failed to convince locals that they could deliver on their promises of reconstruction and development, leaving young...
Restaurants are caught in a fit of ardent hospitality, especially around Wall Street: Trinity Place offers $3 drinks at happy hour any day the market goes down, with the slogan "Market tanked? Get tanked!"--which ensures a lively crowd for the closing bell. The "21" Club has decided that men no longer need to wear ties, so long as they bring their wallets. Food itself is friendlier: you notice more comfort food, a truce between chef and patron that is easier to enjoy now that you can get a table practically anywhere. And tap water is fine, thanks. New York...