Word: cautiousness
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...Consumers have lost access to credit. The fact that mortgage rates have dropped does not even begin to offset that. Qualifying for a mortgage is harder than ever. Banks have reason to be cautious. One of the large credit bureaus just released a report that says 4.7% of payments for bank-issued credit cards were late sixty days or more in March, an increase of 38% over the same month last year. According to Reuters, "In March, lenders closed 20 million card accounts, sending the total down by 58 million since the peak in July 2008 to 380 million." Banks...
Like a patient suffering from a particularly tenacious case of, well, the flu, the H1N1 virus seemed to gain ground and then lose it over the weekend, leaving health officials cautious but hopeful that the disease might be on the wane. The number of confirmed infections continues to rise, with the World Health Organization (WHO) reporting 898 infections in 18 countries as of May 3, and the Centers for Disease Control and Prevention (CDC) tallying 226 confirmed cases in 30 U.S. states. The continuing spread led Homeland Security Secretary Janet Napolitano to predict on Sunday that the WHO might soon...
Although time-shares may be temptingly inexpensive, experts warn they should be vacation plays, not investment plays. "Don't buy it to flip it," cautions Howard Nusbaum, president of the American Resort Development Association. Buyers need to be cautious and carefully read all the fine print in the contracts, especially when purchasing a resale unit. State laws regulate sales of new time-shares but not resales...
...surgical masks and fever-fighting Tylenol. Harvard officials are meeting daily to monitor the situation and speaking directly with state and local public-health authorities for advice. San Diego City College is offering on its website a printable template for COVER YOUR COUGH signs. "We're being duly cautious," says Caroline Oyama, director of communications at the New School in New York City, which sent a memo to its 6,000 undergraduates this week urging them to wash their hands often and stay home if they're feeling sick. "You never know what it's going to turn into...
...Still, while refusing to speculate on whether he or anyone else would challenge Specter in the Democratic primary, Sestak sounded a curiously cautious note in welcoming him, saying voters need to understand why the longtime Republican chose to switch at this particular moment. "If he were not running for re-election, would he have done this change? In short, is it worth any cost to hold on to one's job? Those questions need to be assessed by the citizenry," he told TIME. (See pictures of Obama's first 100 days in office...