Word: cccs
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...full 77 percent of undergraduates at four-year colleges and universities have credit cards, according to data compiled by Consolidated Credit Counseling Services, Inc. (CCCS), a company that helps students with serious debt by securing them lower interest rates, along with credit counseling...
...There's a lot of money to be made, and credit card companies know it," says CCCS President Howard Dvorkin...
...average credit card holder keeps the first credit card for 15 years, according to CCCS. Needless to say, this makes 18-year-old college first-years a tremendously attractive market for credit card companies--one they expend large advertising budgets on every year...
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