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...have to clearly disclose interest rates. When the Mexican microfinancier Banco Compartamos went public last year, revealing its loans carried rates of about 86% annually, the development consortium Consultative Group to Assist the Poor (CGAP) and others scorned it for having put shareholders ahead of clients. Says Elizabeth Littlefield, CEO of CGAP: "There is some risk that the mainstreaming of microfinance will threaten the very essence of microfinance's core mission: to help poor people lead better lives." At a time when governments, financial institutions and investors are paying more attention to the developing world, the microfinance revolution illustrates...
...profitable countries. According to CGAP, 75% of cross-border funds go to Latin America and Eastern Europe, the world's most developed microfinance markets--the low-hanging fruit. That could leave out the poorest of the world's poor, who are predominantly in Asia and Africa. Says Alex Counts, CEO of the nonprofit Grameen Foundation, which helps develop microfinance institutions: "You might need to invent the microfinance industry all over again...
...Citigroup's microfinance unit. Microfinanciers around the world are racing to offer the first real micromortgages. "That we are now talking about creating financial systems that include the majority of people in developing countries is a real departure from what has existed for centuries," says María Otero, CEO of microlender ACCION International...
...success of MyChart, which is used regularly by more than 120,000 Cleveland Clinic patients, inspired Dr. Toby Cosgrove, the hospital's CEO, to make an even bolder move. Doing away with decades of hospital tradition, Cosgrove declared last year that patients should have access to their EHRs at all times. Only a handful of hospitals worldwide have adopted this level of transparency. "The charts really aren't the hospital's--they belong to the patients," says Cosgrove, a heart surgeon. "We think it's their right to have that information...
Thirty years after graduating from Harvard Business School, Ann S. Moore, the chairman and CEO of Time, Inc., will return to her alma mater on Wednesday afternoon to deliver the Class Day speech to graduating students. Moore, described as one of the “Most Powerful Women” in American business by Fortune Magazine, will follow a chain of CEO’s who have spoken at the Business School’s ceremony, including Kenneth I. Chenault of American Express, Jeffrey R. Immelt of General Electric, A.G. Lafley of Proctor & Gamble. A 1978 graduate of the Business...