Word: certaines
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Then there is the financing issue. The federal government has done a lot to try to keep interest rates low - like buying up mortgaged-backed securities from Fannie Mae and Freddie Mac - but loans over a certain size are often exempt. The rates on "jumbo" loans (generally those that run about $417,000) have historically been about .25 percentage points higher than on regular mortgages. That spread jumped all the way up to 180 basis points last fall, according to data-tracker HSH Associates - but has since settled down to about 100. Still, that's a big added expense. Plus...
...result - since expensive houses tend to sit next to other expensive houses - is certain neighborhoods practically become no-sale zones. Rich Toscano, a financial adviser at Pacific Capital Associates in San Diego, crunched listings data for his metro area and found that while sales for the 20 most-expensive zip codes were down 8% in May, compared to a year ago, sales in the 20 cheapest were up 37%. Try to sell a house in Chula Vista and you're good to go - but don't expect much luck in La Jolla. Of course, what houses are selling...
...underprivileged are among the populations in the U.S. who are statistically at higher risk of early death than, say, wealthy white Americans, according to government data. The irony, Borowsky says, is that these fatalistic belief systems may help perpetuate the tendency toward poor health and early demise in certain social or ethnic groups. "What's disturbing to me is how this could contribute to health disparities among minorities as well as youths from different socioeconomic backgrounds," she says. "If youths are in an environment where they look around and see more adults dying early, then they may develop this perception...
...forced disclosure could lead more restaurants to change their offerings. A report by New York City health officials noted that since menu-labeling went into effect last summer, some chains have lowered the calorie counts on certain items. For example, in March 2007, a Chicken Club sandwich at Wendy's was listed as being 650 calories. In June 2008, as the New York law kicked in, the item was 540 calories - a 17% drop. (Wendy's used a lower-calorie mayo to reduce the count, but a spokesman insists menu-labeling played no part in the move. Call...
...there ever been a topic that you wanted to make into a movie but did not or could not because of certain cultural or financial constraints? Marie Fatil, MIAMI...