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...Besides a few prescient financial sages, though, who could have seen this coming in the fall of 2006, when things were booming and the world was awash in cheap money? There was little fear of buying a house with nothing down, because housing prices, we were assured, only go up. And there was no fear of making mortgage loans, because what analysts call "house-price appreciation" would increase the value of the collateral if borrowers couldn't or wouldn't pay. The idea that we'd have house-price depreciation - average house prices in the top 20 markets are down...

Author: /time Magazine | Title: How Financial Madness Overtook Wall Street | 9/18/2008 | See Source »

...Whatever the politicians do, we as a society are going to be poorer than we were. We've lost credibility with foreigners; they will be less likely than before to lend us endless amounts of cheap money. Will that ultimately lead to higher borrowing costs? It's hard...

Author: /time Magazine | Title: How Financial Madness Overtook Wall Street | 9/18/2008 | See Source »

...Doctors in the developing world often lack lab facilities to authenticate cases of suspected malaria. Perhaps more often, they never even get to see patients who have the disease - many patients either cannot afford the time or money to see a doctor or they simply self-diagnose and take cheap over-the-counter medications to battle malaria-like symptoms. The WHO estimates that nationally reported (but often unvalidated) malaria cases account for just 40% of the global estimate; the other 60% comes from "detective work" by epidemiologists...

Author: /time Magazine | Title: Global Malaria Estimates Are Reduced | 9/18/2008 | See Source »

...melamine experienced a resurgence in American kitchens, the material - in powdered form - has also come into use by certain unscrupulous food companies as a cheap and abundant filler substance for products ranging from livestock feed to pet food - and now, apparently, to baby formula. In some tests used to determine the nutritional value of a foodstuff, melamine shows up as a protein - so manufacturers can use the compound to make their products appear more nutritious. Melamine is not toxic, but inside the body it can cause kidney stones and renal failure. In 2007, material containing melamine - but labeled as wheat...

Author: /time Magazine | Title: Melamine | 9/17/2008 | See Source »

...inflation; the food and fuel crises caused by the policies of greedy, incompetent politicos and dictators; the ever widening gaps between the rich and the hardworking common people are a curse not only in India but the world over - including in so-called communist countries like China, with their cheap slave labor [Aug. 25]. Maybe in the future the world will get accountable, secular democracies, and the U.S. and U.K. will lead the world as role models. Until then, the world must suffer from the sins of profiteers. Vijay Bansal, WARRINGTON, ENGLAND...

Author: /time Magazine | Title: McCain: Temper of the Times | 9/17/2008 | See Source »

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