Word: citiassist
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...International graduate students are apt to be affected most by the change. CitiAssist allowed foreign students to borrow without a cosigner, while most similar programs require that a U.S. citizen or permanent resident cosign the loan...
...Students who have already submitted applications to CitiAssist will not be affected this academic year. Citibank will continue to underwrite loans for students in coming years but no longer under the terms of the special arrangement with Harvard...
...interview last week, HSPH Dean Barry R. Bloom said that fewer than half of the students at the school currently receive aid from HSPH funds and only 60 percent receive any aid from the University, a figure that includes the CitiAssist program...
...lender: Citibank. According to the Harvard Business School (HBS) Web site, HBS finalized an agreement in 1998 with the Student Loan Corporation, a subsidiary of Citibank, under which Citibank would be granted preferred lender status. While international students can receive direct subsidized loans from HBS, the school also advertises CitiAssist loans, which have higher interest rates than the Federal Direct Stafford/Ford Loans and the Federal Perkins Loan, but are available regardless of citizenship status and have more flexible credit requirements...
Similarly, while Harvard Law School (HLS) offers international students direct loans through the HLS Loan Program, the CitiAssist loan through the Harvard Education Loan Program and Citibank Stafford loans are also advertised prominently on the HLS Web site, with this statement in small print: “There are many other lenders (such as Access Group, Nellie Mae, and Wells Fargo) available for your Stafford loans that we are not able to outline here...the incentives vary according to the lender...