Word: claims
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...without understanding the risks involved. Would you know how to rate a collateralized loan obligation? Or commercial-mortgage-backed securities? Sophisticated investors took Moody's and S&P's word for it, and it turned out that the agencies didn't know what they were doing. Credit raters, who claim to offer only opinions, are party to Wall Street's cycles too. At the beginning, they're far too lenient with borrowers, who are the ones who pay their rating fees. Then, after a couple of embarrassments - remember Enron and WorldCom? - the raters tighten up, maybe too much. Then memory...
...minutes or over an hour, will report having consciousness. So the key thing here is, Are these real, or is it some sort of illusion? So the only way to tell is to have pictures only visible from the ceiling and nowhere else, because they claim they can see everything from the ceiling. So if we then get a series of 200 or 300 people who all were clinically dead, and yet they're able to come back and tell us what we were doing and were able see those pictures, that confirms consciousness really was continuing even though...
...Also unconvincing is the claim made by some conservatives that the Clinton Administration's 1995 Community Reinvestment Act (CRA) regulations, which pushed banks to lend in poor communities, caused the subprime mortgage lending binge that sparked the current troubles. It's certainly conceivable that Washington's long-held obsession with fostering home ownership helped fuel the housing bubble. But when the subprime lending binge really took off from 2003 to 2006, financial institutions subject to CRA weren't the ones leading the way. Neither were government-sponsored behemoths Fannie Mae and Freddie...
...factor],” junior co-captain Katherine Kocurek said. “So many different things that happened at different points.” Kocurek played in all four games, contributing a set and 11 digs. The fourth set provided the Crimson with perhaps its best chance to claim a second match. Harvard controlled the score throughout most of the final match, leading BC by as much as four. Late in the set, an Ingersoll block capped off a small Crimson rally, bringing the score to 19-15. The Eagles responded with a kill on the next play. McKinley...
...Provincial elections are to be held by the end of this year, but they cannot go ahead until a law governing them is passed. But politicians remain deadlocked over the law, unable to agree on the status of the oil-rich northern city of Kirkuk, which Kurds want to claim as part of their semi-autonomous northern region...