Word: closers
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...Just ask anyone who wants to buy a house with a subprime mortgage - they're not all evil, but these days they are exceedingly rare - or with a jumbo loan, which now carries an average rate 1.2 percentage points above a regular mortgage. (In normal times, the spread is closer to a quarter of a percentage point.) "Some people are saying, 'Credit crunch, what credit crunch?' and others are ready to cry uncle," says Greg McBride, a senior financial analyst at Bankrate.com. "It shows it really matters where you fall on the risk spectrum...
Already got all the credit cards you need? You're still not immune from higher delinquency fees or lower limits. American Express typically cuts the credit limit on about 4% of its members in any given year. That figure now stands closer to 10%, as the card company takes a hard look at customers' credit profiles - including data on who lives in the areas with the most house-price deterioration...
...game, Princeton’s a really strong team,” women’s captain Kelsey LeBuffe said. “They have a much older team than we do. But our goal with this meet was to hand Yale a solid loss and get closer to Princeton. While they may have their hands on our streak right now, we have really strong freshman and sophomore classes, both showing a lot of potential.” The weekend races provided a good test for the young Harvard squad. With 12 sophomores and 10 freshmen filling the ranks...
...that’s another bro-no!). Maybe his girl’s keeping his man-bits in her handbag. The production—for which Ne-Yo and Stargate are in large part responsible—could also use some cajones. Closer “Stop the World” is the only track that dares to throw unexpected chord changes in the mix; the rest mostly rely on multi-tracked harmonies and the 808/acoustic guitar schema from “Irreplaceable.” And they’re almost all somnolent, sad-sack ballads, too. Polow...
...Harvard Stem Cell Institute said yesterday that it is one step closer to creating induced pluripotent stem cells that would be safe for human...