Word: cloudly
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...John Cloud...
Measures like creating smoke-free buffer zones--so people don't have to walk through a cloud of smoke to get into and out of school buildings--have had limited success. "We have a 25-ft. smoke-free boundary around campus buildings," says Julee Stearns, health-promotion specialist at the University of Montana's Curry Health Center. "But what's 25 ft. to some people isn't necessarily 25 ft. to others." An all-out campus ban, says Stearns, removes the need for guesstimating. The university is considering such a rule, which could take effect as early as fall...
...high-tech--and essentially idiot-proof--alternative is to back up your stuff online. A growing number of companies will automatically sweep your hard drive and keep a copy of the information that is there in the Internet "cloud." Many early adopters use Mozy or Carbonite, which allow users unlimited backup space for the cost of a latte each month. SugarSync and other sites offer additional features like nonemergency access to backed-up files (e.g., the ability to update something in your office that you were working on at home) but can cost as much as $25 a month...
OnlineBackupsReview.com is one good place to begin comparison shopping. Data encryption is crucial. Customer service can be maddening. And although there have been horror stories--one storage site abruptly folded last year, leaving customers with little time to get their data--using the cloud is still a smart way to add an extra layer of security...
Still, the larger storm cloud on the horizon is the state of the jobs market. While an out-of-work person can, theoretically, get a loan modification under HAMP by proving eligibility for at least nine months of unemployment benefits, the program isn't set up to handle someone without a regular stream of income...