Word: co-signed
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...really wanted that Nintendo game." Such plaints may soon come from the mouths of adolescents. Denver's Young Americans Bank, which caters to youths, will start issuing a kids-only MasterCard this week to patrons who are at least twelve years old and can persuade an adult to co-sign. Cardholders will pay a membership fee of $15 and an 18.8% finance charge on unpaid balances, but the Kidcard's $100 credit limit seems to rule out wild shopping sprees. "This way, they build their own credit history," says bank vice president Cindy Culkin. "If they don't make...
Melendez continues to edit council reports and letters, and he helps with the accounting, he said. In addition, the council recently voted him the power to co-sign checks with either the chairman or the treasurer if both are not available...
...Ramallah, in the Israeli-occupied West Bank, estimates that nearly half of San Francisco's 1,100 small groceries are run by his compatriots. A number of the stores are in distressed areas that the previous owners were eager to leave. The newcomers are helped by old-timers who co-sign loans and instruct the arrivals in the need for putting in long days. Says Mogannam, who has owned 15 groceries: "The wife, the little kid can work behind the cash register. You use your family. How else are you going to make...
...store and say, "Charge it." Buffums, a Southern California department-store chain with 15 outlets, now offers children's charge accounts. The store requires no minimum age or source of income. The precocious applicant need only find a parent or guardian with a good credit rating to co-sign the application and guarantee any debts. The Buffums card is identical to ones the store issues to adults, as are the payment terms and interest charges. The sole difference is that cardholders under 18 are generally limited to a $200 line of credit...
...double standard because of her sex, she did not rise to the bait. Nor at other opportunities did she hide her feminism. When she went to a bank to finance her first House campaign in 1978, Ferraro revealed, she was aghast to learn she needed Zaccaro to co-sign for a loan. In order to establish her technical financial autonomy and thus avoid such humiliations, Zaccaro and she began filing separate tax returns. "I can give you a speech about how hard it is for women to raise money to run for office," Ferraro said...