Word: cobra
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...most costly medical conditions in the U.S., according to the ACS - or because the patient is struggling to maintain coverage in the face of rising premiums and accumulating co-pay costs. Some, having been forced by illness to stop working, must struggle to keep their employer-sponsored coverage through COBRA rules. Others are looking for access to sometimes pricey state-funded high-risk pools, and 72% of the callers are simply uninsured. So intense and complex is the insurance issue that in 2004 the ACS launched the Health Insurance Assistance Service (HIAS) within the call-center operations. Made...
...some 26%, however, there is no help. David Young, 58, a trucker from North Carolina, is one of them. Since a 2007 diagnosis of stage IV kidney cancer, a rare disease, Young is struggling to maintain his employer-based insurance through a COBRA program - his premiums are now $1,332 a month, which consumes most of his Social Security disability benefits of about $1,500 a month, benefits that are too high to qualify for Medicaid. "I will be honest with you," Young says. "I've got a lot of friends who are so good to my family...
...great shape, so when the time comes for you to go out and get your own coverage, you have a document that's new that you can show to insurance companies to prove that you're a good health-insurance risk. When people see how much COBRA costs on a monthly basis, the reality of that sets in really fast. There are all sorts of ways of getting coverage, including the warehouse stores. Costco is offering health-care coverage now. So there are alternatives. A lot of the associations are offering something. So there are ways of patching together coverage...
...proposed $825 billion stimulus package currently making its way through Congress will be the most expansive spending plan the government has ever proposed. It's expected to cut taxes, fund everything from highways to college education, extend COBRA health insurance for the unemployed, and...give $150 million to the Smithsonian Institution...
...Health care: A $100 billion package features money to expand health insurance for laid-off workers, known as Cobra, for longer periods of time and for those who did not have health insurance with their former employers, as well as funds to help state shortfalls on Medicaid. Of this package, $20 billion would be used as a "down payment" for one of Obama's campaign pledges: a separate $50 billion program to modernize the nation's medical records, most of which sit in filing cabinets instead of being recorded online. While the Medicaid grant to states would be a onetime...