Word: consumerized
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Corporate owners have suffered too, with bankruptcy restructuring becoming a serious topic of conversation among media owners in 2008. Hearst warned that it might have to shutter its Seattle and San Francisco newspapers, while E. W. Scripps closed the 150-year-old Rocky Mountain News in February. The owners of...
The government hopes to revive securitizations by luring buyers back into the market. To do so, the TALF program offers cheap loans to investors who want to buy bonds backed by consumer loans. Even better, some of the TALF loans won't have to be paid back. If the bonds...
Two important announcements were largely unnoticed. The first was that several measurements of unemployment worsened, approaching levels not seen since the early 1980's. Also obscured by the elation was the important disclosure that the average American household lost 18% of its net worth last year. Since that process has...
The stages of car ownership that work to the benefit of the car company and its dealers begin when the consumer buys a car, but often ends when the auto warranty expires. Once car owners have to pay real cash to keep their vehicles running, they often try to find...
As car sales have dropped, the relationship between the manufacturers and dealers has become extremely contentious. The dealers blame the auto companies for a lack of good products and access to consumer credit. The car companies want the dealers to buy more inventory to give them much-needed cash flow...