Word: consumerized
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The back-and-forth can feel esoteric, but, in fact, it goes to the heart of solving the problem. "If losing firms are sucking up all the credit, then isn't the [correct] policy response to let banks cancel lines of credit?" asks Octavio Marenzi, CEO of the banking consultancy...
Anecdotal evidence of a bleak Christmas shopping season are starting to be confirmed by hard numbers. On Wednesday, the Commerce Department reported that consumer spending in November declined 0.6% from an already weak October. Disposable personal income, a gauge of how much money consumers have after the bills are paid...
"This has been an uncharacteristically quiet last surge week before the holiday," says Marshal Cohen, chief industry analyst at the market research firm NPD Group. "Usually, this week is money in the bank for the retailer, because they can count on the consumer that has waited until the last minute...
October was bleak: the dealership sold only 30 cars for the month compared with a normal 15-18 a week. But December's numbers are solid, he said, thanks in part to his deep roots in the community and solid ties to bankers. Compared to many dealers, Overland Park Jeep...
Why? Because product specifications - like pixel count - disproportionately sway our decisions as shoppers, even when our own experiences tell us they don't matter. That holds true for a range of things we buy, from cell phones to potato chips, as demonstrated by a series of studies to be published...